Benefits Design
At Salus Group Benefits no two plans are alike. We design benefits program around your company needs.

Fully - Insured health benefit plan

Self - Insured health benefit plan

Company Provided - Paid either by the employer fully or partially

Voluntary Benefits - Paid entirely by the employee

Consumer-driven healthcare - CDHC refers to health plans in which employees have personal health accounts such as an HSA, HRA or FSA from which they pay medical expenses directly.

Compliance

We provide complete COBRA and HIPAA administration We will also help you comply with current laws and compliance issues. Such as
  • COBRA - Consolidated Omnibus Budget Reconciliation Act of 1985 -
  • ERISA - Employee Retirement Income Security Act of 1974 -
  • FMLA - Family and Medical Leave Act of 1993
  • HIPAA - Health Insurance Portability and Accountability Act of 1996 -
  • MHPA - Mental Health Parity Act of 1996
  • MSP Laws - Medicare Secondary Payer
  • USERRA - Uniformed Services Employment and Reemployment Rights Act of 1994.
  • WHCRA - Women's Health And Cancer Rights Act - "Janet's Law" 1998

Please see the following websites
  • www.cms.hhs.gov
  • www.dol.gov
  • www.hhs.gov